Stay informed with insightful articles on asset-based lending, covering the latest tips and best practices for securing business financing through asset-backed solutions.
Hidden Liens in Asset-Based Lending Can Kill a Deal
Your asset-based loan may be fully approved until one forgotten lien brings everything to a halt. In asset-based lending (ABL), financing decisions are driven by collateral…read more.
President’s Message (July 2026)
Midyear Perspective: Adapting to a Changing Market. As we reach the midpoint of 2026, one word continues to define the business environment: change. Change is the new norm. The pace and nature of that…read more.
What Happens When You Break a Loan Covenant? A Business Owner’s Guide to Protecting Your Banking Relationship
Breaking a loan covenant can feel like a major setback for any business owner. While it’s not ideal, it…read more.
What Your Receivables Are Really Telling You
Your accounts receivable (A/R) turnover rate is one of the most important numbers to know because it tells you how long it’s taking your customers to pay your invoices…read more.
Equipment Valuations for Business Owners
Understanding how your equipment is valued isn’t just for lenders; it’s critical for making informed financial decisions, especially when your business is seeking financing…read more.
Cash Flow is Your Business Lifeline
Arguably, one of the most powerful yet underutilized tools in running a profitable, financeable company is cash flow planning (CFP). Not accounting profit. Not revenue growth…read more.
The Day a Borrower Chose Staying with Celtic Capital Over a Bank
Most business owners assume they will move their financing to a bank once they qualify for a lower interest rate. Recently, however…read more.
Concentrated Accounts: The Hidden Risk of Relying on One or Two Big Clients
Landing a major customer can accelerate growth, but it can also create hidden risk. When one or two clients represent…read more.
Warning Signs of Business Failure: What Every Business Owner Must Watch
Most businesses don’t fail overnight. They fail slowly, quietly, while the warning signs are ignored. If you’re a business owner…read more.