
Mark Hafner has been a key figure at Celtic Capital since 1985, taking on several pivotal roles before becoming the Company’s President and CEO in 1995. With a Bachelor’s degree in Economics from the University of California, Santa Barbara, Mr. Hafner began his professional journey as an Auditor with Security Pacific Business Credit.
A well-respected leader in the asset-based lending industry, Mr. Hafner has been deeply involved with the Secured Finance Network (SFNet), formerly known as the Commercial Finance Association. Over the years, he has held numerous influential positions within the organization, including:
- Chairperson of the Convention Program Committee (2001)
- Chairperson of the Membership Committee (2002)
- Chairperson of the Entrepreneurial Finance and Factoring Committee (2003-2004)
- Director (Since 2000)
- Executive Committee Member (2002-2004)
- President (2009) and Chairman (2010) of SFNet
In recognition of his outstanding contributions to the secured finance industry, Mr. Hafner was inducted into the Secured Finance Network Hall of Fame in 2021.
Mr. Hafner has also been a major force in SFNet Southern California, where he served as Secretary/Treasurer (1997-2000), President (2001-2002), and Chairman (2002-2003). His dedication to the asset-based lending community continues to make a significant impact.

Alexander P. Falo joined Celtic Capital in 1995 and has since risen through the ranks, becoming Executive Vice President and Chief Credit Officer in 2001. Mr. Falo has over 30 years of experience in asset-based lending, having started his career in 1982 as a Credit and Collections Specialist with West Coast Business Credit, a division of West Coast Bank.
Over his distinguished career, Mr. Falo has held key roles in asset-based lending, including:
- Loan Administrator and Operations Supervisor at West Coast Business Credit
- Operations Manager at the asset-based lending division of West Valley Bank after it acquired West Coast Business Credit
- Operations Manager at West Valley Business Credit following the closure of West Valley Bank’s lending division
In addition to his leadership at Celtic Capital, Mr. Falo is an active member of SFNet Southern California. He has held several leadership positions, including:
- Treasurer (2010-2011)
- Vice President and Budget Chair (2012-2013)
- President (2014-2015)
- Chairman (2016-2017)
Through his work at Celtic Capital and involvement in the Secured Finance Network, Mr. Falo continues to shape the future of asset-based lending in Southern California.