Celtic Capital specializes in providing asset based financing from $500,000 to $5 million for manufacturers, wholesalers, distributors and service providers throughout the United States. Companies unable to secure traditional bank financing, or out of covenant with their current banks, look to Celtic Capital to provide the working capital they need to fund growth, expand into new markets, increase buying power and take advantage of vendor discounts and rebates.
With an appetite for the more complex transactions, Celtic Capital has a history of success in crafting creative, flexible financing solutions with no financial covenants. As an independent lender, Celtic Capital is willing and able to alter price and deal structure, expand lines of credit to handle its clients’ increased revenues, and when cash flow is an issue, will look toward providing an inventory facility to help offset lost cash flow.
Important to note, Celtic Capital does not compete with banks on any level. Bankers who refer exiting clients to Celtic Capital can maintain or establish operating accounts and cross-sell additional bank products and services. And as soon as the client becomes bankable, the client can transition to the referring bank at anytime, with no penalty.
Celtic Capital understands the business climate in the communities in which we serve and has the flexibility to react quickly to market needs. For over thirty years, Celtic Capital has been providing intelligent capital which has made Celtic Capital one of the most respected asset based lenders in the nation.